*  Annual Percentage Yield (APY) is accurate and effective as of November 23, 2009 and may change without notice. 3.33% APY paid on personal account balances between one penny and $30,000 each cycle account meets minimum requirements of having direct deposit or ACH, e-statement, and 10 debit card transactions. 1.15% APY paid on personal account balances greater than $30,000 when same requirements are met. If minimum requirements are not met, account will still earn .10% APY regardless of balance.  Fees may reduce earnings.



Atlantic Treasure Money Market
Our premier money market account allows easy access to your savings.

How it benefits you:

  • Tiered interest rate (rates increase as balance increases)
  • Convenient access to savings
  • Free internet banking with Bill Pay
  • Free Notary service

Quick Facts:

  • $500 minimum daily balance required to avoid $15 monthly maintenance fee
  • Maximum of six debits allowed, excessive debit fee of $15 applies*

Sand Dollar Savers
If you are under 18 years of age, this is a great way to start saving.

How it benefits you:

  • No minimum daily balance requirement
  • Tiered interest rate (rates increase as balance increases)*

Quick Facts:

  • Maximum of six debits allowed, excessive debit fee applies*

Health Savings Account (HSA)
An HSA allows you to manage your healthcare dollars and earn interest at the same time.*

How it benefits you:

  • No minimum daily balance requirement
  • Free Internet Banking
  • Free personalized standard checks
  • MasterCard® Debit Card/ATM Card*
  • No annual fees
  • Earns competitive rate of interest

Quick Facts – You are eligible if you are:

  • Covered under a high deductible health plan
  • Not enrolled in Medicare
  • Not claimed as a dependent on another’s tax return
  • Not covered by any other type of insurance that is not considered a high deductible health plan

Certificate of Deposit
Earn a higher rate of interest on your savings with a FirstAtlantic Bank Certificate of Deposit. We offer a variety of certificates ranging in terms from one month to five years.*

Individual Retirement Account**
It’s never too early to start saving for your retirement.  We offer traditional IRA’s and Roth IRA’s.

  • $500 minimum
  • Interest is fixed for the term selected and paid at maturity
*    For specific rate and details, visit or call one of our financial centers. Subject to credit approval.
**  Other restrictions may apply.

FDIC Insurance
Deposits at FirstAtlantic Bank are insured up to at least $250,000 per depositor, per insured bank, through December 31, 2013. On January 1, 2014, the standard insurance amount is scheduled to return to $100,000 per depositor, per insured bank, for all account categories except Certain Retirement Accounts (including IRAs) which will remain at $250,000 per depositor, per insured bank.